Carolina's and her daughter frenchie's 35th b.d.
from kittyqwhiskers.com blog I need to watch where they post.
May all your doors be passed over.
For some reason my other blog was not posting so I am moving here.
Panama or Costa Rica?????...................................................
Why do they leave from Miami not CA they are on the Pacific, at least Costa Rica is!!
Yard work duty cut most off the lemon tree out of the orange tree but the cut two parts of the orange tree too!! got to watch. All i did was squeeze lemons or lemonade and my feet are aching. There is so much to do 2 guys 4 hrs at 10 an hr. Wore me out.
They want to come and clean out the garage too which I also need. Armando was the last to do that and it must be 3 yrs ago at least w Miriam.
didn't know I
saved 15 w coupons at the grocery store. Takes a lot if use though.
Going to do the 17 day diet to start. on and on
I need to make these breakfast bars. They have oats, vanilla whey powder, *from the health food sale or mail order) applesauce, agave nectar, raisins or craisins or prunes or cranberries and or almonds. I almost tracked down truvia a 0 cal. sweetener. I had a dollar of coupon. The Savemart didn't have it so I got another and she let me use the coupon. Small things make me happy.
There are coupons and some that are just too much like buy two Dole and get 60 cents off on pineapple the store brand is cheaper. Then the same w Swanson broth. I leave the coupons on the items I pass up.
I made some split pea soup w a ham hock
garlic. bay leaf. pepper, homemade chicken broth.
carrot, celery and onion and marjoram.
I'm trying to stick to grains. The lentils were good with turkey smoked sausage. I made too many lentils though. It needed 2x the amount of sausage.
I gave some to Kirk and Jim and threw the rest out. I might have kept it longer but convinced myself it was the thing stinking up the frig. It wasn't, the chicken stock was. There is no room in the freezer. I should rent one or buy one, they are cheap and put it in the garage or family room.
Caro has 2 extra one in her garage and one on the sun porch.
farmers market today.. yummy salsa, asparagus, Fuji apples, celery tomatoes, broccoli, carrots, cauliflower, almonds, whole wheat bread, strawberries, blueberries, raspberries, grapes and raisins
walked with Kirk and his dog Sophia in the mtns. There was a sailing expo and hands on workshop too in SF.
On my way to the Sonoma Mission Inn w Marilyn for a week to celebrate her b.d. and spa it. Manicures, facials, massages, pedicures, swims, tennis, walking and dining. A good time to visit with her. see: www.somomamissioninn.com
April 17, 2011..........................
Dear International Living Reader,
Barbara Dove and her husband, Alfred, live in a luxurious four-bedroom apartment on the 23rd floor of a high-rise building in Marbella—one of Panama City’s most elite neighborhoods. With ocean and city views, it’s twice as big as their former condo in Seattle, and in many ways it’s more luxurious. (With a doorman, a pool they enjoy year-round, and a full-time maid.) But it cost them just one-third as much as a far smaller apartment in Seattle.
"We're spoiled here; I don’t think we could go back to the States and the way things were," Barbara says.
Luckily, they won’t be going back. Barbara and Alfred couldn’t be happier with their new lives in Panama and they’re here to stay.
Why Panama? “From our first visit it just felt right,” she says.
That first visit was in 2006. Barbara found a real estate brochure in her hotel room and the properties and prices seemed too good to pass up. She and Alfred went for a look and by the end of the week, they had bought the apartment where they now live.
Today, they’re completely at home.
Barbara and her family (an adult daughter also fell in love with and moved to Panama) especially enjoy the city nightlife and international flavor. They’ve become active in the local community, and have created projects like Arte en Vivo, a charity auction with a twist: crowds watch painters at work and pieces are auctioned off literally as the paint dries.
You Needn’t Be of ‘Official’ Retirement Age to Qualify for the World’s Best Retirement Program
If you’re over 18, you can qualify for Panama’s Pensionado Program – widely recognized as the best retirement program in the world. Just provide documentation of a guaranteed pension income of $1,000 a month from a government agency (e.g. social security, disability, armed forces) or corporation. If you buy a home in Panama valued at $100,000 or more, that amount is reduced to just $750 per month.
As a qualified pensionado in Panama, you’re entitled to:
50% off entertainment—such as movies, theaters, concerts, and sporting events – anywhere in the country
50% off closing costs for home loans and more…
50% off hotel stays from Monday through Thursday
30% off hotel stays from Friday through Sunday
30% off bus, boat, and train fares
25% off airline tickets
25% off at restaurants
20% off medical consultations
20% off professional and technical services
15% off hospital bills (if no insurance applies)
15% off dental and eye exams
10% off prescription medicines
And more…
You’re also entitled to a one-time exemption from duties on the importation of your household goods (up to $10,000) and, an exemption every two years from duties on the importation or local purchase of a car.
“Panama is our home now,” Barbara says, “and we love it. Part of it is the Panamanians themselves. They are so open, so accepting."
In fact, it’s hard to deny the welcome that Panama offers, especially to foreign retirees. To prove the point, the government has created the World’s Best Retirement Program. And foreigners are welcome to participate.
Originally designed as a way to reward Panama’s own senior citizens for a lifetime of hard work, the government of Panama passed Law 9 back in 1987. But they quickly realized the benefits of extending these same opportunities to foreigners who retire to Panama.
Panama's Pensionado Program is the most generous and appealing program of special benefits you'll find anywhere in the world today.
Barbara and Alfred obtained residency in Panama via the Pensionado (Retirement) Program. And they’ve already taken advantage of the huge savings it affords them, especially when it comes to medical care.
Barbara is open about the fact that she has Parkinson's: "My case is quite mild," she explains, "but I have to think about the future. You know I can get 24-hour care here for under $20 a day?"
At present she doesn't need in-home care, but she’s comforted by the fact that in Panama it’s easy and inexpensive to arrange. And as she has discovered, health care here is first rate. Her doctors speak English and trained in the best hospitals in the U.S. and Europe. And costs are one-third to one-tenth of what she paid back in Seattle.
Costs are so low in Panama, in fact (and quality of treatment is so high), that she has recently taken advantage of some elective procedures that she wouldn’t have pursued in the U.S.. For example she treated herself to a laser resurfacing facial treatment. In Seattle, similar procedures can cost $1000 to $4500. But the cost in Panama? Just $300.
Still, Barbara cautions, "Don’t come to Panama for the price of real estate or even healthcare. Come for the lifestyle."
And Right Now You Can Find out if Panama is Right for You…
This week, almost 350 International Living readers are gathering in Panama City for this year's ONLY Live and Invest in Panama Seminar. While there they’ll discover everything they need to know about Panama to help them decide if it's their ideal retirement or relocation destination…
They’ll come away with all the knowledge and contacts necessary to make their move with confidence.
If you couldn’t join us in Panama for this very popular Live & Invest in Panama Seminar…don't worry.
We've found a way to share this information with you at home…quickly, easily, and affordably…
Announcing—The 2011 Fast-Track Panama Package
Including all the recorded presentations
and all of the speaker's slideshows and more…
I’m Jackie Flynn, International Living publisher. For years I’ve been reading about all that Panama has to offer. And with each trip to that country I’m always impressed. Panama City is a world-class city…with fantastic hospitals, fabulous shopping malls, extraordinary restaurants. And the weather? As I write this I’m freezing in a cold snap in Ireland…so you can imagine how I’m longing to be back in the sunshine of tropical Panama right now!
But of course there’s more to Panama than wonderful weather. So what is it…specifically…about Panama that makes living there such a pleasure?
Why does Panama meet all the criteria on most anyone’s ‘perfect overseas lifestyle’ checklist:
Close to the U.S. (just a 2 ½ hour flight from Miami)
Political stability and very low crime rates
Excellent weather, with a climate for everyone, from tropical beaches to temperate mountains
Top-quality healthcare—the gleaming new Punta Pacifica Hospital is affiliated with Baltimore’s renowned Johns Hopkins Hospital
No income taxes on foreign-earned income
Now, it’s true that a lot of the things I’ve just mentioned can be found in other Latin American countries, too. Some are even closer to the U.S. (but not by much). And many have democratically elected governments. (Although few are as stable and safe as Panama.)
But there are some things that are unique to Panama that you may not be aware of:
You can drink the tap water
No property taxes on homes or condos constructed in the last 20 years
The U.S. dollar is the official currency
A built-in community of English-speaking locals and expats
No hurricanes
The world’s best retirement incentive program, and…
It’s affordable, affordable, affordable–live well on as little as $979 a month!
I’ll tell you more in a moment about how comfortable and inexpensive it is to live in Panama. But first, I want to tell you about another expat couple I met during my visit…Stephen Johnson and Linda Murdock.
Reclaim Your Retirement Dreams Like Stephen and Linda Did
In 2002, and just about to turn 57, Stephen was a corporate executive, and his wife, Linda, 51, owned a successful specialty dog-food business.
They were starting to think about retiring. Problem was, they’d gotten a late start on their retirement planning. They didn’t have as much equity built up in their home as they would’ve liked. They had watched their friends struggle in retirement with rising taxes and runaway healthcare costs. And these were friends who were better off than they were…
Over late-night glasses of wine on their patio, they talked about their options. Linda had taken up surfing on her 50th birthday, and she wasn’t ready to give that up. Steve wanted to be in a place where the cost of living was low since his pension would amount to 40% of his pre-retirement income of $150,000.
But they were pretty sure they wouldn’t be able to maintain their current standard of living once they retired. To do that, they knew they’d need to move somewhere with a lower cost of living.
They made a checklist of all the things they were looking for in a retirement destination, and they started doing the research.
As I explained, one place stood out. Panama.
In 2003, Stephen and Linda traveled to Panama and, they say, with help from International Living, they decided that “this place looks pretty promising.”
Affordable and Appealing
"With all of its benefits and active expatriate community, Panama is among the most affordable and appealing options for retirees."
— Washington Post
Just outside Panama City, they toured likely beach towns where Linda tried out the surfing.
“We bought a spacious three-bedroom house with a nicely landscaped yard for $100,000 in a little town called San Carlos,” Stephen says.
Three years later, Linda sold her business and Stephen retired.
“We moved to Panama with a dog, a cat, and our suitcases,” he says. And they’re more than happy. “Panama may not be the end of the rainbow, but it’s pretty close.”
In the 2011 Fast-Track Panama Package, you’ll learn how to salvage your own retirement dreams. You’ll hear from the expats and experts who can help you make your move to Panama…full- or part-time…as easy as possible
But Are There Still Deals to Be Had on Panama Real Estate?
It doesn’t hurt that in Panama, as Business Week magazine reported not long ago, “a luxe beachfront manse can be had for the same price as a dump in Daytona.”
In that same Business Week article, International Living reader Jon Nickel was quoted. "We would have been looking at $3 million in Miami," he says of his 3,000-square-foot oceanfront penthouse in Panama City. But Jon and his wife, Gretchen, bought their home in late 2007 for $250,000, right after Jon retired from his corporate law job in Portland, Oregon.
Not Ready to Buy? Rent!
Panama City offers a multitude of choices for people in the market for a good rental. If you plan to spend $600 per month in rent, you'll have lots of options for quality living…probably with a bit left over!
In the 2011 Fast-Track Panama Package, we’ll tell you exactly where and how to find the country’s best rental bargains.
The sprawling, sparkling condo in Panama City’s upscale Punta Paitilla neighborhood has a birds-eye view of the equally sparkling Bay of Panama from the floor to ceiling windows. They have a doorman who screens visitors and helps carry packages, daily household help for cleaning. And they enjoy a luxurious lifestyle that they couldn’t have afforded in the U.S.
In fact, by moving to Panama, Jon was able to retire earlier than he had originally planned – at age 58.
And yes, deals like the Nickels got on their condo are still available in Panama. Thanks to the global economic downturn of the past two years, I daresay some prices are about the same as they were when the Jon and Gretchen and Steve and Linda bought their homes.
And remember, Panama offers a big buyer’s incentive in its tax-exemption program. Buy new construction and you are exempt from paying any property taxes for up to 20 years!
Check out these bargains that I found recently:
In Panama City’s convenient Parque Lefevre neighborhood where many Panamanian professionals make their homes), a small (just 800 sq. ft.) two-bedroom condo is on sale for just $45,000. It even has a maid’s room with its own bathroom. And it comes with one parking spot…and monthly condo fees are just $25!
In the new Punta Pacifica neighborhood (adjacent to where Jon and Gretchen Nickel live), you’ll find a luxurious 1240-sq.ft. four-bedroom, four-bath condo. There’s a nice balcony to catch the ocean breezes and with views of the bay and the city. The building has a large swimming pool and exercise room, too. Price: just $184,000 and that’s fully furnished!
In the established El Cangrejo neighborhood (very popular with expats) near Plaza Edison – close to shopping and nightlife—you can pick up a fully furnished two-bedroom, two-bath penthouse with a large balcony for just $95,000 – with 10 years of tax exemption remaining.
What the experts say…
Ronan McMahon, executive director of Pathfinder Real Estate has logged hundreds of thousands of travel miles in pursuit of the world’s best real estate bargains. Here’s what he says about today’s Panama real estate market:
“The past five years has seen an unprecedented boom in Panama as the skyline has been transformed with cranes and new construction. As condo buildings complete, some buyers (mostly from the U.S. who had planned on raising funds from lines of credit at home) find themselves unable to close. They need to sell—or they will lose their deposit, and maybe more. They are joining the growing ranks of motivated sellers.
A motivated seller will sell for much less than the “official” price per square meter. With the right contacts and information, you can buy a quality condo for $1,500 per square meter—more than 40% less than that ‘official’ price.”
Ronan’s business partner, Margaret Summerfield, has this to say:
There is over-supply in the city, so don't buy pre-construction… in a soft, over-supplied market, the risks are higher. However, Panama still makes sense as a second-home or retirement destination. Just look for a fire sale. You’ll see these from owners (usually foreigners) who bought pre-construction a few years back, and now can't afford to close. I’ve seen properties selling today for less than the owner contracted to pay three to four years ago for pre-construction… yet their units are now finished and ready to move into.”.”
Point is: There are ‘distress-sale’ opportunities out there if you know where to look.
In the 2011 Fast-Track Panama Package, we’ll tell you exactly where to look to find the best real estate bargains.
Prefer to live outside Panama City? That’s where the real values can be found. Like:
A pretty two-bedroom home on a pine-studded lot of nearly 1/3 acre in the cool mountain town of Cerro Azul, just 30 minutes from Panama City. It has a large covered terrace and barbecue area. Price? An unbelievably low $79,000.
In Boquete, the boutique mountain town in the Chiriqui province that’s become somewhat of an expat enclave (although it certainly retains its Panamanian flavor) you can buy a 1,000-sq.-ft. three-bedroom A-frame home on a large lot, just a few minutes from the heart of the village for just $85,000. It has beautiful pine floors and paneling and is equipped with cable TV, Internet, phone, washer/dryer and completely furnished. A slightly smaller version of this home can be had in the same neighborhood for just $75,000!
Beach living more your style? You, too, will be happy in Panama:
On Istmito Beach on the Island of Bocas del Toro, there’s a fully furnished one-bedroom condo right smack on the water. It has a big balcony with jaw-dropping views of the Caribbean. Price: just $85,000. And condo fees are just $50/month!
On the Pacific side, in classy Gorgona, a brand-new three-bedroom, two-bath apartment with a full view of the ocean and the swimming pool is offered for just $139,000. It, too, is fully furnished, including appliances.
In the 2011 Fast-Track Panama Package, you’ll hear from all our Panama experts…attorneys, doctors, insurance professionals, construction and real estate experts…who can help you better understand the many benefits and options Panama offers. And who can tell you where to go to find the best quality, the best deals and values…on everything from real estate to moving companies to doctors, spas, restaurants, and more.
You’ll also hear first-hand from others who’ve done what you’re contemplating… expats like Barbara Dove, Stephen Johnson and Jon Nickel. Smart people. They say that the decision to move to Panama was one of the best they’ve ever made.
You see, despite what’s going on in the rest of the world, Panama’s economy is steadily chugging along, growing almost 7% in 2010.
In fact, while many Latin American economies have been in recession in recent years, Panama's economy has grown. Popular President Ricardo Martinelli (whose administration has backed many future-forward infrastructure improvements) says 2011 will be Panama’s best year yet.
“Panama will have one of the most dynamic economies in Latin America, with a growth of 8 to 9%," he said. That’s largely thanks to that Modern Wonder of the World called the Panama Canal.
I’m sure you’ve heard of the Panama Canal expansion project – just one of several mega-projects expected to fuel Panama’s economy in the years to come and just one of many reasons the Latin Business Chronicle ranked Panama the number one “growth champion” in the region in its 2010–2015 GDP growth forecast.
Not bad for a ‘Third World’ country, huh? Well, believe me, Panama is hardly Third World these days… For instance:
Panama is more modern than any other Central American country. You can stay at a rainforest resort or an island hostel and still enjoy the same high-speed Internet that you would in Panama City.
From the expanding international airport at Tocumen, also known as the Hub of the Americas, you can travel anywhere in the world…often on a direct flight.
New cars of every make and model safely travel perfectly paved roads and highways…the country is small, so you can easily drive from the city to the rural, interior areas, including those gorgeous cool mountains, in just a few hours. See the sun come up over the Caribbean and go down over the Pacific all in one day!
With historically low inflation, one of the world’s biggest banking sectors, and the business-friendly “go get ‘em” attitude of President Martinelli, Panama offers a combination of benefits that no other Central American country can match.
So let’s talk affordability…
I’ve already touched on the low costs of buying real estate in Panama. But what about the low cost of living here? Many expats here report that they’re living very well on budgets as low as $1200 per month…including rent! On a budget of just a little bit more…say $2,000 per month…you can live very, very well.
Here’s a typical monthly budget, based on calculations for two people living in a mid-range, two-bedroom apartment in Panama City:
Housing (rental or mortgage plus maintenance):
$600 to $1,000
Electricity:
$70 to $175
Gas:
$0 to $20
Water and trash collection:
$12 to $25
Transportation (taxi):
$130 to $170
OR Maintenance/fuel for one car:
$100 to $250
Phone (land line, local calls):
$7 to $25
Phone (cell phone):
$20 to $70
Cable television:
$20 to $55
Internet:
$20 to $35
Total:
$979 to $1825
Note that this sample budget doesn’t include groceries or entertainment, but a good rule of thumb is to budget about half of what you spend at home. We’ve listed a range for some other costs, because these depend on your habits and consumption. And, of course, if you pay outright for your home you won’t have any housing costs.
You can see how affordable it is to live in happening, cosmopolitan Panama City. Choose to live outside the city…in a pretty little beach town or even in a mountain town like Boquete and your monthly expenses will be considerably less…up to 40% - 50% less, in fact.
Yes, in Panama even the lowest budget affords a very good lifestyle. You’ll enjoy guilt-free conspicuous consumption at laughably low prices. For instance, splurge on a day of beauty at a great spa ($10), pay a maid to clean your house ($15 a day). A complete blood workup at that gleaming new Hospital Punta Pacifica I mentioned earlier (affiliated with Johns Hopkins Medicine International) is $36. A checkup with a physician at this state-of-the-art hospital is $50. At other excellent clinics, like Hospital America you’ll pay just $25.) And remember, retirees on the Pensionado Program are entitled to sizeable discounts!
What about health insurance? Retirees who were paying roughly $1,200 a month in the U.S. for health insurance say that in Panama, they pay, on average, $800 a year for coverage. That’s a substantial savings…and it’s easy to see how living in Panama can contribute to your quality of life.
You’ll save, too, on the little things that matter the most, but can add up.
Imagine…sitting at a sidewalk café and enjoying a cup of premium Panamanian coffee, fragrant and hot, for just $1. (True, at $2.00 per pound, you can make the coffee at home for pennies. But this way, you can enjoy watching the locals bustle by as you soak up the sunshine and enjoy the tropical breeze.)
Pamper Yourself –
You Deserve It
In Panama, a day of beauty at a great spa is just $10. You can hire a maid to clean you house for $15 a day. A checkup with a physician is just $25. A healthy, three-course executive lunch can be had just about anywhere for under $4.
A taxi anywhere in town is only a dollar or two. In any of Panama’s modern supermarkets you can buy several bags full of juicy tropical fruits and fresh vegetables for “locally grown” prices…just a couple of bucks. At any of the many ocean-side restaurants, you can enjoy a cold beer for $2. A healthy, three-course executive lunch can be had just about anywhere for under $4.
As expat Stephen Johnson says, he and Linda can afford to go out with new friends every day of the week if they want. An evening of fish tacos and endless margaritas costs just $20!
Now that they’re retired, he says, "We not only have more time, but apparently we have more money."
More time and more money to spend as you like…no taxes, no inflated prices, no more worries about outliving your retirement nest egg.
Are you ready to learn more about all that Panama has to offer?
In the 2011 Fast-Track Panama Package, we'll tell you exactly how to live this laid-back luxurious lifestyle…no matter how small your budget.
If you want to salvage your retirement dreams, retire even earlier than you thought you could, or just live a more luxurious life than you ever thought possible—then there's no better opportunity to gain access to so much expertise…in one place, at the same time.
Whether You're Retiring or Buying a Second Home...or
Starting That New Life You've Always Dreamed Of...
The 2011 Fast-Track Panama Package Will Deliver
Exactly What You Need To Make It Happen
People are coming to Panama for various reasons. But believe me, we've got all the bases covered:
See first-hand how little it really costs to live in Panama. Not via some theoretical budget, but by meeting the people who are already doing it.
Know the markets, by learning all about the latest hot spots on the Panama real estate scene. Not from some agent's listing, but by hearing from the IL contacts who have traveled to see these areas first-hand.
Get in early on the newest emerging markets. Not by listening to salespeople, but by taking advantage of our market analysts' extensive experience.
Learn what it takes to start up a business. Not from a book, but from expats like you who have come down and done it themselves…and done it well.
Know the ropes with banks, corporations, trusts, all while learning to unlock the secrets of Panama's solid, renowned financial system. Hear it straight from the professionals who are guiding your fellow expats.
Learn how to finance your purchase in Panama, whether from a bank or from your own IRA. Expert—and certified—financial planners and banking specialists will be on hand to show you the way.
Get the whole picture, not just the fluff. Taxes, insurance, and visas are not the fun part of being an expat. But you need to know this part of the story before you take your next step in Panama. Our trusted professionals will deliver the information you need.
25 experts will ensure the 2011 Fast-Track Panama Package is giving you what you need.
Here are just a few of the people you’ll hear from in the 2011 Fast-Track Panama Package.
Margaret Summerfield
Keeping far ahead of the pack when it comes to real estate markets, Margaret and her business partner, Ronan McMahon, have been the guiding force that led International Living readers to the explosive opportunities of recent years in Nicaragua, Costa Rica, Mexico, Brazil, and of course, Panama. As Managing Director of Pathfinder, Ltd., Margaret will give her analysis of the real estate market situation in Panama, identifying the current hot spots…and the future opportunities.
Jessica Ramesch
Jessica is International Living’s Panama editor. She lives and works full-time in Panama, of course, and spends most of her time scouring the country and writing articles for International Living readers seeking a new life abroad. She’ll share her first-hand knowledge that will get your own transition off to a smooth start.
Robert E. Bauman, JD
Bob Bauman is one of the world's leading authorities on offshore asset protection and privacy preservation. He is editor of the Sovereign Society's Offshore A-letter, and a highly respected author of a wide range of publications including The Complete Guide to Offshore Residency, Dual Citizenship and Second Passports, the Offshore Money Manual, and the Oxford Club's Wealth Protection Series.
Bob will give you the insider's picture of the offshore landscape as no one else can, and unlock the mysteries of Panama as the world's #1 financial haven.
Rainelda Mata-Kelly, legal counsel
When it comes to residency, tax law, corporations, trusts, banking, and real estate, there is no better authority in Panama.
Rainelda will bring you up to speed with the practical information you need to know if you're planning to retire, buy a property, or start up business. And if you're setting up offshore accounts, corporations, or trusts, hearing what Rainelda has to say is indispensable.
International Living Editor Dan Prescher will be your emcee for this event. He and his wife (and fellow IL editor) Suzan Haskins will be on hand to answer any questions you have about living abroad. Ten years ago, they left Omaha, Nebraska, for the warmer climes of Latin America and they haven’t looked back since. They’ve traveled all over the world in search of the best lifestyle opportunities and have themselves lived in Ecuador, Mexico, Nicaragua, and yes, Panama.
And what's more, you'll get first-hand information on:
Panama's world-class health care,
Learning Spanish for enjoyment and business, by María Del Pilar
Financing real estate in Panama
Insurance needs, presented by Dorothy Sing of Alianza Insurance.
And much, much more…
Our seasoned professional experts will deliver the on-target information you need to get the real picture about living, buying or starting up a business in Panama.
To discover the real hidden Panama, you need to hear from people like yourself—those who have gone before you
In the 2011 Fast-Track Panama Package, you’ll hear from expats who have bought second homes, retired, or started up a business in Panama. Men and women who just a short time ago, were in the same position that you are today.
You'll hear from people like:
Stephen Johnson. I’ve already told you a bit about Steve and his wife, Linda Murdock. He’s a retired executive and she was an entrepreneur back home, but spends most of her free time now on a surfboard. They’ll tell you the unvarnished truth about life in Panama…the good, bad, and the not-so-good. “It’s always an adventure,” they say.
Albert Fine has been a retiree in Panama for the past six years and takes full advantage of the Pensionado Program and its many benefits. He'll share his experiences with you and give you the low down on what it's really like to retire in paradise…
And these successful expats are just the start. The 2011 Fast-Track Panama Package will give center stage to more expat speakers than ever before. This first-hand information is worth its weight in gold.
The 2011 Fast-Track Panama Package
Is a One-of-a-Kind Opportunity.
This Depth, Breadth, and Diversity of Lifestyles
Hasn't Been Seen Until Now
You'll hear about all sides of Panama. From the luxury waterfront lifestyle, to a comfortable and enjoyable way of life that you can manage on a social security check. From the lush green mountains, to the dazzling beaches, to a city life that's hard to beat anywhere.
Even if you've been to a previous conference in Panama, you'll find that the 2011 Fast-Track Panama Package will bring you up to speed on affordable lifestyles that you didn't know about before.
Think about it. If you had to gather this information on your own, you'd spend thousands of dollars, and months of your time to do it. After knocking on doors, searching the internet, sitting in lawyers' offices, and hanging out with real estate agents, it would still be impossible to assemble the body of knowledge that we've pulled together for this conference.
Frankly, the 2011 Fast-Track Panama Package is a good investment of time and money for anyone who's considering Panama…well worth every penny you'll pay to listen in.
But before you consider reserving your copy of the 2011 Fast-Track Panama Package, here's one more important thing to consider:
As part of this offer, when you reserve the 2011 Fast-Track Panama Package, we'll include our latest publications about Panama.
We’ve created a special report—Vibrant, Affordable, Cosmopolitan Panama: Property and Lifestyle Secrets for 2011—to deliver actionable details and real examples from the Panama property market and life in Panama…examples that support the varied lifestyle alternatives and budgets that I’ve just told you about. It's completely up to date and it concisely delivers no-nonsense information.
Why is this so important?
Because before you even listen to the 2011 Fast-Track Panama Package recordings, you'll have had a chance to study each of the geographic areas…along with property examples and budgets for different lifestyles.
Once you get the 2011 Fast-Track Panama Package, you'll know exactly where to focus your energies in order to make the most of it…you'll know which regions interest you, and what they cost.
Best of all, Vibrant, Affordable, Cosmopolitan Panama: Property and Lifestyle Secrets for 2011 will be rushed to you immediately when you reserve your copy of 2011 Fast-Track Panama Package.
This valuable report is only available to Live and Invest in Panama Seminar attendees and to you when you reserve your copy of the 2011 Fast-Track Panama Package. It will not be offered for individual sale.
For the Next 48 Hours Only: Reserve Your
2011 Fast-Track Panama Package
For the Lowest Price Possible…
The full price for this event is $1,095—but you can secure yourself a copy of the 2011 Fast-Track Panama Package for only $149…a mere fraction of what attendees paid to join us in Panama City.
But with this package, you'll have the distinct advantage over those attending the conference: You can listen to all of the presentations, even those held simultaneously.
And you can listen to them at your leisure…skip around to the presentations that interest you most, take notes… And more importantly, you can listen to them as many times as you like, so you don't miss a thing. Of course—you will miss out on the cocktails and getting a chance to rub elbows with the presenters.
But the important information, the secrets and briefings will all be captured in the 2011 Fast-Track Panama Package and we want to make it as accessible as possible for you.
That's why for the next 48 hours only, when you reserve your 2011 Fast-Track Panama Package, you'll save a whopping $200 off the regular price. Instead of $349, you'll pay just $149.
And to sweeten the deal, we're throwing in a $100 voucher toward the next International Living seminar. Use it to attend next year's live program (or any future conference or seminar you may be interested in).
I encourage you to act quickly. This offer is good for the next 48 hours only.
The discounted price includes:
Audio recordings of all our Panama experts’ presentations
Copies of all slideshows
A $100 voucher toward any of our future conferences anywhere, any time. There is no expiration date on this voucher!
Plus a special bonus report, titled: Vibrant, Affordable, Cosmopolitan Panama: Property and Lifestyle Secrets for 2011. (This report is only available to conference attendees and to you…when you order the 2011 Fast-Track Panama Package.)
If this information…these tips and secrets…don't work, you pay nothing
You have nothing to lose: You can call us at any time in the future—next month…next year…or next decade—and tell us the information didn't help you. (Or don't tell us anything. Just ask for your money back.) We'll give you back your $149. And your $100 voucher, good toward any future event, is still yours to keep.
Please don't delay. The 2011 Fast-Track Panama Package will only be available at this low, pre-conference price for the next 48 hours.
So if you're serious about tapping into the opportunities still available in the hidden, affordable Panama, I urge you to reserve your 2011 Fast Track Panama Package now.
Sincerely,
Jackie Flynn
Publisher, International Living
Reserve your 2011 Fast-Track Panama Package and
Lock-in Your Pre-Conference Savings Here
P.S. Remember—until midnight on Monday, April 18, you get $200 off the regular price of the 2011 Fast-Track Panama Package, plus a $100 voucher toward any of our next events or conferences. But this special deal is only available for the next 48 hours.
We're NOT going to continue selling the 2011 Fast-Track Panama Package at this low, pre-conference discounted price of $149 after midnight on April 18, 2011. This is the lowest price you’ll ever pay for this program.
Why not give it a try? The live event won’t be repeated again this year.
You've got nothing to lose. The risk is all ours.
So act now, while you can grab the lowest price possible for this package.
It'll deliver all the real-world information you need on the places in Panama where you can live better. Places where you can enjoy these benefits of "the good life" for significantly less than they'd cost you back home.
Grab your pre-conference savings now and reserve your 2011 Fast-Track Panama Package at a bargain price. (Offer expires at midnight on Monday, April 18th.)
David says this is a scam. What do u think?
I applied for a job near Richmond in May. I imagine I could get my state licence renewed. i haven't taken classes since 2004 though.
